About Health Insurance
What is Health Insurance?
Financial protection against the health care costs arising from disease or accidental bodily injury. Such insurance usually covers all or part of the costs of treating the disease or injury. Insurance may be obtained on either an individual or a group basis. Although the term is often used by policymakers to refer to comprehensive coverage, insurers and regulators use it also to refer to other forms of coverage such as long term care insurance, supplemental insurance, specified disease policies, and accidental death and dismemberment insurance.
