Julian Bond Blog
Desde chiquito me dijeron que yo era bueno con los números, pero lo mío no es tanto eso… sino que lo entiendo y lo explico en palabras súper simples para que todos podamos entender y hablemos el mismo idioma. Claro, yo sé perfectamente que esto de las inversiones y las finanzas pueden parecer complicado pero ¿sabes qué? No es necesario ser un gurú de Wall Street para entender la industria.
Mi filosofía de vida incluye un poco de riesgo, tirarme en paracaídas y bucear pero también me gusta estar tranquilo y disfrutar de las cosas sencillas de la vida. Mi filosofía de inversión se parece mucho a mí. Me di cuenta que esto de invertir y los numeritos no es para nada complicado. Lo único que hay que ser es disciplinado. Por eso decidí abrir este blog para que todos podamos entender cómo lograr nuestros sueños a través del ahorro y de las inversiones de la mano con JMMB. Pero no todo es “ahorros e inversiones”, también conversaremos sobre finanzas personales y la configuración optima de nuestras deudas.
Pero eso no es todo, cualquier pregunta que tengas, envía un correíto a info@jmmb.com.do o llama al 809.566.JMMB, que encantados de la vida te orientaremos y te contestaremos todas tus preguntas.
¡Bienvenido a mi blog!
Your Life’s Philosophy & Your Money
What is your life’s philosophy? How has it shaped your financial decisions?
What Will Your Financial Dreams Cost You?
We probably have all heard the saying, time is money, which is a quote attributed to Benjamin Franklin. Therefore, if two persons earn different salaries, the cost of their time is also different. To illustrate this, let us calculate how much “time” or days of your labour an item priced at J$28,000 will cost you and other persons whose salaries may be dissimilar to yours. Follow the example in the table so that you can determine how much is your time worth as well.
Your Financial Health Check
COVID-19 has had a widespread impact on our lives and exposed our vulnerabilities. It has left persons who had underlying conditions particularly susceptible to becoming ill. It has also highlighted that many persons who thought they are financially secure truly are not. How financially healthy are you? Do you need any ‘boosters’ to get you to your optimal financial health? First, let us start with you indicating your financial goals and how soon you would like to achieve these, by filling out the table below:
Surprise! Your Dream House May Be More Affordable Than You Think
“Based on your age, the mortgage for that J$20 million property you really want would be approximately J$118,000 and it would be less if you are sharing that mortgage payment with someone else, since you could get a combined mortgage of J$13 million from the National Housing Trust (NHT), at a lower interest rate,” I said to Michael. “Really, I thought it would have been more than that, now I can look to close on that deal!” he exclaimed.