Julian Bond Blog
Desde chiquito me dijeron que yo era bueno con los números, pero lo mío no es tanto eso… sino que lo entiendo y lo explico en palabras súper simples para que todos podamos entender y hablemos el mismo idioma. Claro, yo sé perfectamente que esto de las inversiones y las finanzas pueden parecer complicado pero ¿sabes qué? No es necesario ser un gurú de Wall Street para entender la industria.
Mi filosofía de vida incluye un poco de riesgo, tirarme en paracaídas y bucear pero también me gusta estar tranquilo y disfrutar de las cosas sencillas de la vida. Mi filosofía de inversión se parece mucho a mí. Me di cuenta que esto de invertir y los numeritos no es para nada complicado. Lo único que hay que ser es disciplinado. Por eso decidí abrir este blog para que todos podamos entender cómo lograr nuestros sueños a través del ahorro y de las inversiones de la mano con JMMB. Pero no todo es “ahorros e inversiones”, también conversaremos sobre finanzas personales y la configuración optima de nuestras deudas.
Pero eso no es todo, cualquier pregunta que tengas, envía un correíto a info@jmmb.com.do o llama al 809.566.JMMB, que encantados de la vida te orientaremos y te contestaremos todas tus preguntas.
¡Bienvenido a mi blog!
How Much Debt is Okay?
Will you need a loan for your car, home or another major financial goal whether now or in the future? Would you prefer to pay a smaller amount on your current loans so that you can save more money? Your debt service ratio (DSR) is crucial to both scenarios. So today we will explore your DSR and steps you can take to ensure it does not go beyond 45%; as most traditional financial institutions in Jamaica prefer to lend to individuals who have a DSR below 45%.
How Much is Your Time Worth?
How many days of your labour do you spend paying bills vs. the amount that you invest towards your dreams? Today, we are going to do that calculation so that each time you spend, you will be more aware of how much that new item truly costs you and how much work you have done to make this new purchase a reality. You work hard for the money, so treat yourself right in 2018.
My 2018 Financial Challenge!
Do you want to end 2018 more prosperous than you did last year? If you said ‘yes’, I am writing specially to you; whether you accomplished all of your goals last year, most of them, some of them or even none at all. The New Year is an opportunity to wipe the slate clean and develop a laser focus as you forge ahead in 2018.
From Financial Frustration to Financial Peace of Mind
“My light has been disconnected again Michelle!” I could hear the agony and frustration in my friend’s voice. Wendy’s job title implied she was middle class. However, she felt like a failed bill juggler and a bad money magician, since she just could not stretch her salary to cover even her essentials. Have you ever felt like this? Don’t worry. Here are some tips that helped my friend will help you too.